AMEX - Business Gold Rewards Card

Earn up to 40,000 bonus points in one year

Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
N/A	N/A	N/A	$125		N/A	Excellent Credit	(Business)

Spend more and you'll earn even more. Unlike many rewards programs, we put no limit on the points you can earn, and points have no expiration dates. You can redeem points for top-tier rewards quickly — travel, office equipment, entertainment events, high-end merchandise — or build them up over several years if you prefer.

• Business ownership has become more rewarding
• Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies.
• Points have no expiration date
• No limit to the number of Membership Rewards® points you can earn
• No annual fee for the first year - a savings of $125
• No pre-set spending limit* and no finance charges
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
• Automatic Complimentary enrollment in the Membership Rewards® program
• Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

Editor's review:

The Business Gold Rewards Card, issued by American Express®, is a charge card designed for business owners with good credit who plan to pay their business-related expenses in full each month and would like to participate in the Membership Rewards® program for no additional fee.

Although this card does not offer the option to pay balances over time, it does help to prevent businesses from accumulating too much credit card debt, which can often be the case when paying only the minimum due with high interest rates.

The Membership Rewards® program is one of the most flexible reward programs in the credit card industry due to the variety of merchandise and services that can be redeemed for accumulated points. In addition, points never expire, and there is no maximum number of points that can be earned.

Not only do cardholders earn one point for every dollar in purchases and have the opportunity to earn additional points through participating merchants, but they also receive 25,000 Membership Rewards® bonus points, redeemable for one domestic round-trip airline ticket, 5,000 bonus points after their first purchase, 5,000 bonus points for reaching $20,000 in spending, 20,000 additional bonus points for reaching $50,000 in spending, and another 10,000 bonus points upon the one-year renewal of the card. With a spending average of just $5,000 per month, cardholders can potentially earn up to 100,000 points or more in the first year alone.

There is no annual fee for the first year. Thereafter, there is an annual fee of $125 for the primary cardholder and $45 for each additional cardholder.

Through OPEN Savings, cardholders will receive discounts on products and services from participating partners including FedEx®, AT&T®, Hertz®, and more. It is important to review the disclosures for participating merchant discounts, as restrictions and limitations do apply.

As with all business credit cards issued by American Express®, cardholders will be able to take advantage of various services and benefits including purchase protection, auto rental insurance, up to $100,000 in travel accident insurance, and various travel and emergency assistance services.

Therefore, those who can afford to pay in full each month and will be able to take advantage of the reward program as well as the additional discounts at participating merchants will benefit most from what The Business Gold Rewards Card has to offer.