Discover® MoreSM Card - Wildlife Collection

0% Intro APR*

Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
0%	6 Months	10.99%	$0		Yes	Good Credit	(Personal)

Sign up for a Discover® MoreSM Card - Wildlife Collection today and enjoy a 0% Intro APR*. Plus, earn 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site and up to 1% Cashback Bonus® on all other purchases automatically*. APPLY NOW!

• 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on all other purchases automatically
• Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
• 0% Intro APR*
• *View Rates, Fees, Rewards and Other Important Information

Editor's review:

The Discover® More(SM) Card - Wildlife Collection, issued by Discover, is designed for those with very good credit who are looking for a Cashback Bonus® reward credit card.

Through the reward program, cardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores.

Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*

As an added bonus, cardholders can earn up to a double Cashback Bonus® for redeeming their rebates for gift certificates from participating Discover Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

The card has no annual fee, an attractive 0% introductory rate on purchases for six months, and a 0% introductory rate on balance transfers for twelve months. The APR on purchases after the introductory rate expires is reasonably low for those who qualify.

Finance charges applied use the "Two Cycles Average Daily Balance" method, which is a more costly method in applying finance charges for those who occasionally carry a balance as compared to the "Average Daily Balance" method used by most card issuers.

Aside from the reward program, the card also provides several platinum benefits, including travel accident insurance, auto rental insurance, and various fraud and security protection services. Cardholders will also have access to discounts on products and services at participating merchants and retailers.

Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More(SM) Card - Wildlife Collection has to offer.